The new investors are generally clueless about the investment instruments and have multiple questions running on their mind like: Where to invest? How to invest? How much to invest? Will I receive enough returns to fulfil my short-term or long-term goals?

If you wish to secure your finances, investments are a must. Investments are of two kinds: short-term and long-term. Short-term provide your quick returns while long-term investments generate returns over time.

We shall learn in-depth about short-term investment ideas. Such investments produce returns in a few months or a year.

Some of the best short-term ideas that beginners can consider in India are:

• Gold: One of the primary investment instruments in India is gold. The returns are higher as the prices of gold keep soaring. Plus, they are risk-free investments.
• Savings account: Those who do not have enough risk-appetite, can opt for a savings account. However, the returns are substantial, yet offers high liquidity.
• Large-cap mutual funds: The investments done under this concept is very selective as the fund manager invests in shares of reputed organisations. You receive returns over time, i.e. 1 to 3 years later.

Stocks: This is best suited for those who have well-versed with market highs and lows. The investments under stocks include share market, commodities and derivatives.