TEST #1

1. You no longer have to work to fund your lifestyle. If you work it is because you want to work, not because you need to work.

TEST #2

2. The unearned income you generate exceeds your living expenses.

TEST #3

3. You can afford to take the number of vacations you want to take during the year, irrespective of what that number is.

TEST #4

4. You can afford any and all healthcare or medical costs that may arise for you, your spouse, or any family members, including the cost of long-term care inside or outside your home.

TEST #5

5. You can afford to purchase new cars for you and your family without relying on bank loans.

TEST #6

6. Even if you got divorced, it would not require that you or your family alter your lifestyle.

TEST #7

7. If you wanted to, you could afford to pay college costs for all of your children or grandchildren without it affecting your lifestyle.

TEST #8

8. You own your home and/or your vacation home outright. You have no mortgages for either.

TEST #9

9. You can afford to meet large, unforeseen expenses, without it affecting your lifestyle.

TEST #10

10. You have no financial constraints on your activities. You can do what you please, when you please, without considering the cost.

TEST #11

11. You have zero debt.

TEST #12

12. You no longer require life insurance, health insurance, or long-term care insurance. You can self-fund the costs associated with these types of insurance. If you carry insurance, it is either for estate tax planning purposes or to protect the assets you’ve accumulated.

* There you have it--if you meet all 12 of those tests---you are rich.

* Now here is what the world's richest man has to say:

JOHN ROCKEFELLER

BENJAMIN FRANKLIN

STEVE JOBS:

MOTHER TERESA:

THIS IS GOOD ADVICE:

I agree....i tek up wid a good man...he spent his life trying to give me whatever i mentioned, whatever i said, "if we were rich we could..." whatever i wished...as a very contented person, i did not wish for private jets, Louis vitton or fur coats etc...maybe that's why he was able to fulfill all of my 'dreams and wishes'

* Your days for marriage over, but you have 2 beautiful daughters. Share that wisdom with them.

Rev

It may not exceed their living expenses but the amount of time some folks spend on GNI, one would think that all they generate is unearned income.  

kaszma:

* Hope you are not jealous of those oldies on GNI collecting social security retirement benefits and pension checks and spending some of their precious free time on GNI.

* By the way ksazma, how many more years before you start collecting unearned income(Social security) from the government ?

Rev

Social Security pension is not unearned income bai.

ksazma:

* You know the Rev is always kind and respectful to his fellow posters in social.

* Read this:

Unearned Income is all income that is not earned, such as Social Security benefits, pensions, State disability payments, unemployment benefits, interest income, and cash from friends and relatives

http://www.socialsecurity.gov/...text-income-ussi.htm

* Now ksa, how many more before you start collecting ?

Rev

I don't meet all those tests but I consider myself rich

I disagree. What the hell does the government knows?

ksazma:

* You're right! The government don't know shit.

* But check out your hero:

* 5 million illegal immigrants will soon get amnesty. What a great President.

Rev

Rev

Darn I am so 'piss poor'  but HAPPY..

* OK Then! Do you agree with Miss Hepburn ?

* Don't reply if you disagree.

Rev

Audrey Hepburn was quite a looker.

Rev, where did you find those questions from?